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Specification car Computer differences in the fares and the requirements to be considered computer or needs to private health insurance and thus a private health insurance for self-employed persons, civil servants and salaried employee depending on the profession, it is. So the private Krankenversicherng for the self-employed should have in addition a daily sickness benefit insurance, while this is for officials or employees or employees not of importance. Through the daily sickness benefit insurance a self-employed or freelance against a possible loss of income as a result of disease hedges, while officials and employees/workers enjoy a salary. Officers and officer candidates, however, will need no health insurance because this profession is entitled to the aid. In other words, the employer pays a subsidy to disease costs, which can vary depending on the Federal State between 40 and 80 percent of officials.
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