Eliminating The Employer Share Of The Statutory Health Insurance

Policyholders pay the price of drugs are getting better, people getting older. What is positive for the individual, causing at the same time increasing spending on the health system. The private krankenversicherung.de insurance Portal reports on possible solutions of the Federal Government, to overcome the financing bottleneck. Long time legally insured’s contribution to the health insurance was shared equally with the employer. This was round 14 per cent of the gross salary. Workers and companies had to carry seven percent each.

Due to rising costs and Holey households, the Government introduced in 2005 a special contribution of 0.9 percent. This Fund alone since the workers. Now, Angela Merkel announced to freeze entirely the employer’s contribution. Tax subsidies, which are in turn by the insured, should cushion the loss of employer share. As they did, reducing non-wage costs, as well as the creation of jobs today are the objective of the reform.

Should the Parliament agree to this project increasing the attractiveness of private health insurance. Compared to the statutory health insurance the mentioned regulations are unfounded here namely. In the case of an employment relationship, the employer takes over 50 percent of the monthly premium so far. The maximum amount for participation currently stands at 257,25 euros. Another advantage comes with contribution repayment to fruition. They are paid only to the policyholder, not to the employer.

Private Health Insurance Online Calculator: Cheap Car Rates Calculate

Online calculator can be with a private health insurance from home all tariffs of all health insurance and private medical insurance car compare calculator a PKV calculator many information portals to calculate the contributions and prices of private health insurance and the tariff free offered by. If a we would like to get an overview of prices and offers of private health insurance companies, a TuV certified online suitable private health insurance calculator as a starting point for an individual computer comparison of provider and the offered tariff variants of PKV. It is important that as many insurance companies and car products are connected to the database of the calculator. The more records and information are fed, more objective and independent such a car is calculator. The respective calculated prices and posts with associated insurance services can serve a simpler and safer comparison of private health insurance.

Specification car Computer differences in the fares and the requirements to be considered computer or needs to private health insurance and thus a private health insurance for self-employed persons, civil servants and salaried employee depending on the profession, it is. So the private Krankenversicherng for the self-employed should have in addition a daily sickness benefit insurance, while this is for officials or employees or employees not of importance. Through the daily sickness benefit insurance a self-employed or freelance against a possible loss of income as a result of disease hedges, while officials and employees/workers enjoy a salary. Officers and officer candidates, however, will need no health insurance because this profession is entitled to the aid. In other words, the employer pays a subsidy to disease costs, which can vary depending on the Federal State between 40 and 80 percent of officials.

Thus, private health insurance for civil servants falls considerably cheaper, as for any other professional group. A car can show here computer, what additional services add are selectable, to stay within a set budget and still the most comprehensive prevention services to take. The private health insurance for students is the cheapest car. Consequently the insurance benefits are skimpy and correspond to a statutory health insurance fund as much as possible. However, with a private health insurance calculator can be found the lowest fares for students. Private health insurance comparison calculator: contribution calculator and Calculator including a PKV comparison calculator use? There are several plausible reasons. For one, the market for health insurance changes gradually. Because also every year on the new (post increase) of the health insurance premium adjustments are made, it is helpful to get an overview of prices and offers. With the advance information about exact cost of DPS PKV a PKV policies can also be Make the comparison much more successful. 50 insurance companies and thus thousands different rates result in part large price differences from provider to provider, which is each policyholder can make use of this save costs without that services need to be lost. An online PKV article calculator needs only a few data like the profession, age, gender etc. and takes a little time. The advantages of private health insurance calculator at a glance: free of charge and without obligation online in the Internet provider of independent TuV approved calculator (to observe!) quick overview of prices and offers individual calculation of services facilitates a comparison of PKV tariffs

PKV Comparison

Facts about the online insurance comparison and as a PKV comparison for a cost savings in the private health insurance be used should PKV a PKV comparison for private health insurance comparison, so a direct comparison of tariffs of for private health insurance in order to power and price comparison is possible in comparison with consumer goods such as electronics and cars BBs not without limitations. Because the factors that play a role in determining contribution of car tariffs are not only inherently complex and versatile. Also, the relevant specifications of the various occupational groups must find a proper consideration. Different rates arise depending on the occupational group. See following occupational groups roughly differentiates: self-employed professionals (journalists, judges, lawyers, artists, doctors, etc.) Employees and workers (employment insurance) officials students so a car can fare that is well suited for a self-employed person, completely inappropriate for an officer therefore an individual computer match must occur to bring “a common denominator”. A computer comparison is a PKV comparison, that is created by hand using a special software for independent insurance brokers.

Here, the quality and objectivity of the Versicherngsvergleich is directly proportional to the extent of the fed information about the offers on the market. That is, the more companies and fares compared with computer, more extensive evaluation and objective is the resulting recommendation for private health insurance. Such a computer comparison is provided free of charge by some consumer portals. Comparison of private health insurance services and prices that set car prices, so the amount of contributions in the private health insurance is in addition to the factors mentioned above according to the chosen insurance services. As compared to the statutory health insurance (GKV), the catalogue in the PKV is modular in design. This means that the car can ever services demand from a reservoir of services selected and collected individually. For a good and quick overview of the collective landscape and the offerings of the various companies a PKV comparison of online in the Internet enough here already. It is created but no personal computer comparison, but computes an approximate, but realistic price for an individual assortment of services in relation to the personal data and factors, and immediately displayed. But be careful: this is price comparison without regard to separate, but also important test results such as the services and the care of the insurance company only to a car.